Troy Homes under $200,000

Troy Homes under $200,000

Welcome to Troy, Ohio – a charming city that beautifully blends small-town warmth with modern convenience. Nestled in Miami County, Troy is known for its rich history, vibrant community spirit, and picturesque landscapes. With a population of just over 25,000 residents, this delightful city offers a peaceful atmosphere while being just a short drive away from the bustling cities of Dayton and Cincinnati.

Troy boasts a variety of local amenities, including quaint shops, delightful eateries, and beautiful parks, perfect for family outings or leisurely strolls. The city's historic downtown area features stunning architecture and hosts numerous events throughout the year, fostering a strong sense of community among residents. With its excellent school system, low crime rates, and numerous recreational opportunities, Troy is an ideal place for families, young professionals, and retirees alike.

For those seeking affordable housing options, Troy has an impressive selection of homes available for under $200,000. Whether you're a first-time homebuyer or looking to downsize, you'll find charming properties that fit your budget. From cozy bungalows to spacious family homes, the real estate market in Troy offers diverse choices that cater to various lifestyles.

With its welcoming atmosphere, rich community life, and affordable housing options, Troy, Ohio, is a hidden gem waiting to be discovered. Come explore the possibilities of making this vibrant city your new home!

Newest Troy Homes under $200,000

421 S Counts St, Troy

421 S Counts St, Troy

3 Beds ⋅ 1 Baths ⋅ 1048823 MLS

ONE OWNER!! Built in 1954 by owners father it is a one of a kind one-owner home. Inside you will find many built-ins, beautiful original knotty-pine walls and original wood floors. Newer HVAC three bedrooms full eat-in kitchen, living room and extra space between. This home features a full basement with plumbing for second bath! and unique attic perfect for storage and more. Outside you will find an outdoor living space enclosed with windows overlooking the nice backyard. A detached garage with side parking that is covered with alley access. Nicely maintained and ready to move in!

421 S Counts St, Troy

901 E Canal St, Troy

901 E Canal St, Troy

2 Beds ⋅ 1 Baths ⋅ 1048148 MLS

This charmer features the important updates for your benefit; the electrical panel, water heater and HVAC systems are newer (approximately 10 to 12 years ago), while the roof and windows have been updated. For added year 'round comfort, additional insulation has been added to the walls. The exposed wood floor can be given a refinish, or you can add the floor covering of your choice when this house becomes your home. You will appreciate the extra storage in the oversized laundry room, and the basement provides even more. The extra large patio gives you plenty of room to enjoy the outdoors within the area defined by the privacy fence. The range and refrigerator convey for your convenience, but they are not warranted. This opportunity is extended to you to make your dream of home ownership a reality!

901 E Canal St, Troy

606 Virginia Ave, Troy

606 Virginia Ave, Troy

2 Beds ⋅ 1 Baths ⋅ 1047707 MLS

Cute 2-bedroom home with large fenced in yard which offers plenty of room if you have animals ** Detached 1 1/2 car garage and 1 car with a large shed (10X10) for storing all your lawn and garden equipment ** Enclosed side porch attached to the kitchen ** Call today for your showing

606 Virginia Ave, Troy

334 Ellis St, Troy

334 Ellis St, Troy

3 Beds ⋅ 2 Baths ⋅ 1047641 MLS

Enjoy the season porch sitting both to the East and West. In this 3 bedroom, 1.5 bath, 2 story. With fresh interior paint and a few updates, this home is awaiting your creativity and personal style. Enjoy the fenced backyard by adding a garden, or try your hand at landscape design. Newer roof, flooring and bath updates done in 2019, garage opener 2021, main plumbing/line replaced 2026 as well as a new AC unit this summer. Appliances stay, monthly utilities provided with listing information. Great starter home!

334 Ellis St, Troy

108 N Elm St, Troy

108 N Elm St, Troy

2 Beds ⋅ 1 Baths ⋅ 1047089 MLS

Conveniently located just minutes from vibrant downtown Troy, this freshly updated home is move-in ready! Offering 2 comfortable bedrooms and 1 full bath, this charming property features a bright, inviting interior with recent updates throughout. The full basement provides plenty of storage space. Outside, you'll find a partially fenced backyard, a storage shed for all your outdoor essentials, and a shared driveway. Whether you're a first-time homebuyer, looking to downsize, or searching for an investment property, this home is one you won't want to miss. Schedule your private showing today

108 N Elm St, Troy

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Tamara Comer

Tamara believes every client deserves personalized attention, honest communication, and expert representation from the initial consultation through closing day and beyond. She understands that every real estate transaction is unique and tailors her approach to align with each client's goals, timeline, and financial objectives. With a background as a corporate buyer and years of experience as a Realtor®, Broker, and team leader, Tamara brings a unique combination of business expertise, market knowledge, and strategic negotiation skills to every transaction. Her strong analytical mindset, attention to detail, and ability to anticipate challenges allow her to protect her clients' interests while maximizing opportunities. She really enjoys helping others reach their goals. Outside of real estate Tamara enjoys spending time with family, reading, cycling, hiking, traveling and trying new recipes.

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Lori Houseman

A love for house renovation is what first introduced Lori to Real Estate as a profession. Her ability to see a space in a different way and her passion for reimagining an area brings value and assists clients in making home choices . Her business and marketing background as well as involvement in the community help Lori provide extensive knowledge and service to her clients.

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Michelle Cochran

Michelle brings an enthusiastic, can-do attitude to every real estate transaction, creating a smooth and successful experience for buyers and sellers alike. With more than 20 years of customer service experience, she is committed to understanding each client’s unique needs and providing personalized guidance every step of the way. Her dedication, integrity, and client-first approach make her a trusted choice for all your real estate needs. Michelle enjoys spending her free time staying active outdoors and on the pickleball courts.

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Susan Foreman

With 17 years of experience in real estate, Susie is passionate about helping clients navigate the market with confidence. Whether buying, selling, or investing, she provides expert guidance, market insight, and a commitment to making each transaction seamless. Beyond real estate, she cherishes time with her family and grandkids, she enjoys traveling to new destinations, and loves giving back to the community. Building relationships is at the heart of what she does, and she strives to make every real estate journey a rewarding experience.

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Jaini Miller

Jaini is a bilingual Realtor (English and Spanish) dedicated to helping clients achieve their real estate goals with confidence and ease. With over 20 years of management experience, she brings strong problem-solving skills, attention to detail, and a commitment to providing exceptional service. Whether buying or selling, her goal is to make every client feel supported and valued throughout their journey.

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Sophia Jamison

Sophia is dedicated to making every real estate experience as seamless as possible. She takes the time to understand each client's goals and works closely with them to turn those goals into reality. Outside of real estate, Sophia enjoys spending time with family and friends, maintaining an active lifestyle through running, working out, being outdoors, and traveling whenever she has the opportunity.

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Maegan Benne

For over 5 years, Maegan has worked for buyers and sellers to navigate real estate with a calm head and a warm heart. She serves her clients with dedication and commitment — showing up for the hard conversations, negotiating fiercely, and making sure everyone feels heard and enjoys the journey. Beyond working with her clients, she serves on boards and committees spanning real estate, education, and the arts — connections that give her a well-rounded, on-the-ground understanding of our local market. Her philosophy is simple: love where you live! Everything she does is in service of that, and of a successful outcome for her clients.

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Amy Fralick

A lifelong resident of Springfield, Amy brings deep local knowledge and genuine community pride to every client she serves. With 25+ years supporting the DoD atWright-Patterson AFB, she’s built a reputation for integrity, service, and attention todetail. Real estate allows her to put those values to work by helping others navigateimportant decisions with confidence. She believes strong relationships are thefoundation of great real estate and is committed to supporting her clients long afterclosing. She strives to make every buying or selling experience smooth, informed, andtruly personalized.

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