Urbana Homes under $350,000

Urbana Homes under $350,000

Welcome to Urbana, Ohio – a charming city that beautifully blends rich history with modern living. Nestled in Champaign County, Urbana is known for its welcoming community, vibrant downtown, and picturesque landscapes. With a population of just over 11,000 residents, this delightful city offers a small-town atmosphere while still providing access to essential amenities and services.

One of the most appealing aspects of Urbana is its affordable housing market, particularly for those seeking homes under $350,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Urbana has a diverse selection of homes that cater to various lifestyles and budgets. From cozy bungalows to spacious family homes, you’ll find properties that are not only affordable but also filled with character and charm.

Urbana is also rich in community spirit, featuring local parks, recreational facilities, and a variety of events throughout the year. Residents can enjoy the beautiful scenery at the nearby Johnny Appleseed Park or explore the historic downtown area, which is dotted with unique shops, restaurants, and cultural attractions. The city’s commitment to preserving its history while fostering growth makes it an ideal place to call home.

With its affordable housing options and a vibrant community, Urbana, Ohio, is a hidden gem waiting to be discovered. If you’re looking for a place where you can enjoy a high quality of life without breaking the bank, Urbana may just be the perfect fit for you! Come explore the possibilities and find your dream home today.

Newest Urbana Homes under $350,000

5767 Storms Creek Rd, Urbana
$169,900
2 Beds ⋅ 1 Baths ⋅ 1048824 MLS
Move-in ready and available for immediate occupancy! If you have been searching for country living, this remodeled home on 0.75 acre in the Graham Local School District is the opportunity you have been waiting for. Offered at $169,900, it may even cost less per month than renting, depending on your financing. The home has been freshly painted throughout and features new flooring. The main level offers a large living room and dining room combination, a refreshed kitchen with newly painted cabinets and a door out to the deck, a full bathroom, a laundry area for the washer and dryer, and a bedroom, giving you the option of true first-floor living. Upstairs, two very large bedrooms provide plenty of space for sleeping, a home office, or hobbies. Comfort is covered year-round with energy-efficient ductless mini-split systems for heating and cooling. Recent exterior updates include a brand-new roof (2026), upgraded vinyl windows, and vinyl siding, so the big-ticket items are already done and you can simply unpack and settle in. A partial basement houses some of the mechanicals and has its own exterior door, making it easy to bring in tools, supplies, or seasonal items from outside. Outdoors, the lot offers room for a garden and space to consider building a barn in the future (buyer to verify zoning and permits). Per current FEMA flood maps, the property is not located in a special flood hazard area, so flood insurance is not required by lenders. Enjoy the peace of the country while staying connected: approximately 10 minutes to Urbana, 25 minutes to Springfield, and 30 minutes to Troy. Graham is also home to a nationally recognized wrestling program. This rural property may be eligible for USDA financing; buyers should confirm eligibility with their lender. Homes this updated at this price point do not come along often. Schedule your private showing today and see everything this property has to offer!

5767 Storms Creek Rd, Urbana
610 Hagenbuch St, Urbana
$189,900
3 Beds ⋅ 1 Baths ⋅ 1048751 MLS
Charming 3 bedroom 1 bath home has a lot to offer including large rear yard, relaxing front porch and spacious kitchen. All appliances to stay!

610 Hagenbuch St, Urbana
219 S Locust St, Urbana
$285,000
3 Beds ⋅ 3 Baths ⋅ 1048688 MLS
A TRUE DOWNTOWN URBANA SHOWSTOPPER! Completely renovated from top to bottom in 2026, this stunning home combines timeless charm, thoughtful design and modern luxury all just steps from everything downtown Urbana has to offer. Enjoy being within easy reach of local restaurants, shopping, breweries, bakeries, festivals and all the vibrant amenities that make downtown living so sought after. From the moment you arrive, the amazing curb appeal and inviting large front porch make an unforgettable first impression. Step inside and you'll immediately feel at home. Beautiful finishes and stylish décor flow throughout the home, creating a warm and welcoming atmosphere. The spacious living room features a gorgeous fireplace and opens seamlessly into the brand-new kitchen. Designed for both everyday living and entertaining, the kitchen boasts a large center island with seating for four, abundant cabinetry and a second wall of cabinets that creates the perfect coffee bar or entertaining station. Appliances convey, including the gas range, dishwasher and top of the line refrigerator. This kitchen is truly a MUST SEE! The main-level owner's suite is a dream come true, featuring a spacious walk-in closet and a stunning owner's bath with a walk-in shower and separate soaking tub. A convenient half bath completes the main level. Upstairs, you'll find two bedrooms, a bonus room perfect for a nursery or home office, and a brand-new full bath. The stacked washer and dryer are conveniently located on the second level, with the option to add a second stacked washer and dryer in the owner's bath. Outside, the private backyard provides a wonderful retreat with a pergola covered patio, perfect for relaxing or entertaining. A new concrete pad provides convenient off-street parking. The basement offers excellent additional storage. There is truly nothing that has been overlooked in this complete 2026 renovation. Every space has been touched, updated and thoughtfully designed.

219 S Locust St, Urbana
365 Henry St, Urbana
$159,900
2 Beds ⋅ 1 Baths ⋅ 1048684 MLS
Discover this charming 2-bedroom, 1 bath home conveniently located just steps from the fairgrounds! Situated at the end of a quiet dead-end street, this property offers a peaceful setting with plenty of storage and parking options. The detached garage and two sheds provide ample space for vehicles, hobbies, tools, and all your storage needs. Recent updates, including a new metal roof and HVAC system, add peace of mind for the next owner. The home is ready for its next chapter and offers an excellent opportunity to add your own finishing touches and personal style. Come see the possibilities and make this cozy home your own!

365 Henry St, Urbana
5512 Storms Creek Rd, Urbana
$292,500
3 Beds ⋅ 2 Baths ⋅ 1048632 MLS
Welcome to this wonderful rural retreat situated on 1.377 acres with a peaceful creek, offering the perfect blend of privacy, charm, and comfort. This well-loved brick ranch features 3 bedrooms, 2 full bathrooms, and a spacious living room accented by a warm electric fireplace. The efficient galley kitchen opens to a cozy dining area, creating an inviting space for everyday meals and gatherings. A 2.5-car attached garage provides ample storage, while the huge lower-level rec room and additional family room with a decorative fireplace offer flexible spaces for entertainment, hobbies, or relaxation. Enjoy quiet mornings on the front deck or unwind in the enclosed screened porch, taking in the peaceful rural surroundings. This home has been thoughtfully maintained with many valuable updates, including: Transferable interior French drain and waterproofed basement Newer roof Updated windows and doors Updated electric and plumbing systems Septic pumped in 2025 Leach field work completed in 2022 by Alexander's With its serene setting, spacious layout, and extensive updates, this property offers the ideal combination of comfort, character, and country living.

5512 Storms Creek Rd, Urbana
276 Dellinger Rd, Urbana
$339,900
3 Beds ⋅ 2 Baths ⋅ 1048612 MLS
Welcome to 276 Dellinger Road, where peaceful country living meets the convenience of being close to town! Located in the West Liberty-Salem School District, this beautifully remodeled bi-level home rests on a gorgeous wooded lot surrounded by mature trees and landscaping. The thoughtfully designed floor plan offers 3 bedrooms, 1.5 bathrooms and plenty of comfortable living and storage space. Since 2020, the home has received numerous updates and upgrades, including new flooring, fresh paint, remodeled bathrooms, an updated kitchen, energy-efficient windows and a new roof. Beautiful hardwood floors add warmth and character throughout. Outside, enjoy the fenced backyard, inviting paver patio and wonderful outdoor spaces perfect for relaxing, entertaining and play. All children's play equipment will convey with the property. This energy-efficient, all-electric home may also qualify for a reduced electric rate. With so much already completed, all that is left to do is move in and enjoy. Complete appliance package to convey with the home to include washer and dryer. Call today for your private tour!

276 Dellinger Rd, Urbana
580 E Ward St, Urbana
$175,000
3 Beds ⋅ 1 Baths ⋅ 1048582 MLS
Endless Potential with Space! Just needs your cosmetic touches! Welcome to this spacious 3-bedroom home offering incredible versatility and classic charm. Highlights include an extra-large living room, an open-concept kitchen and dining area, and a back family room featuring sliding glass doors that lead directly to the fully fenced backyard. Upstairs, you'll find 3 bedrooms, plus room on the main floor to easily add a 1st-floor bedroom and a 2nd full bathroom. Enjoy outdoor living with a welcoming front porch, a back deck, mature shade trees, and an above-ground pool with its own deck and electrical hookup (liner replaced/last used in 2020). Excellent parking and storage with a 2-car garage attached, plus a secondary 1-car alley garage with alley parking access. Features updated electric, double-pane insulated windows, and a whole-house fan. Property is being sold AS-IS--bring your ideas and make it your own!

580 E Ward St, Urbana
759 Mark Dr, Urbana
$224,900
3 Beds ⋅ 1 Baths ⋅ 1048544 MLS
Opportunities like this don't come along often! Located in an area where homes are rarely available for sale, this charming 3-bedroom, 1-bath, one-story home offers the comfort, convenience, and easy living you've been looking for -- and it's ready for you to move right in! Step inside and discover 1,152 square feet of comfortable living space, thoughtfully laid out for convenient one-floor living. Need a little extra space? An additional room gives you the flexibility to create the space that fits your life -- whether you envision a home office, nursery, playroom, hobby room, or cozy retreat. One of the home's standout features is the inviting sunroom off the back, where you can unwind with your morning coffee, curl up with a good book, or simply enjoy the view of your fenced-in backyard. It's the kind of space that makes a house feel like home. You'll appreciate the peace of mind that comes with a new roof installed in 2022 and a Lennox furnace. The oversized two-car garage provides plenty of room for your vehicles, storage, tools, toys, and everything else life brings. And the location makes everyday living even more enjoyable! You're just minutes from the park and city swimming pool, giving you easy access to outdoor fun and recreation. Whether you're looking for a place to put down roots, a home with room to grow, or simply a comfortable home where you can enjoy life without the hassle of major updates, this one deserves a closer look.

759 Mark Dr, Urbana
1353 Three Mile Rd, Urbana
$230,000
3 Beds ⋅ 2 Baths ⋅ 1048361 MLS
This rural, Urbana Schools property has so much potential. Check out this 1 acre property with 20x30 detached garage as well as a 30x27 pole barn with concrete floor. Plenty of space for play, gardening and/or private entertaining. The home is spacious and the owners suite is on the second level with a full bathroom. Home needs some TLC, but has a lot to offer. Motivated Seller and immediate possession.

1353 Three Mile Rd, Urbana
1041 Scioto St, Urbana
$314,900
2 Beds ⋅ 2 Baths ⋅ 1048342 MLS
Back on market as the previous buyer was not able to get their home under contract - if you missed it the first time, here's your chance!. Welcome Home! This well-located ranch offers more space than you might expect from the outside, featuring a desirable floor plan, abundant natural light, and a two-car attached garage. From the moment you step inside, you'll appreciate the inviting open-concept design connecting the spacious kitchen, dining area, and living room--perfect for everyday living and entertaining. The large primary bedroom features its own private bathroom and a comfortable sitting area. The second bedroom conveniently connects to the second full bathroom, which also provides access to the kitchen. The finished basement adds even more living space with a stunning family room, while the unfinished portion includes the utility area and an abundance of storage. With the available space, there may even be potential to create an additional finished room to suit your needs. Outdoor living is a true highlight! Step out through the kitchen door onto the covered 10' x 21' deck, ideal for morning coffee, relaxing evenings, or entertaining guests. A few steps down leads to the 12' x 21' patio, providing even more space to enjoy the outdoors. And there's more--a separate deck complements the sparkling above-ground pool, creating a fantastic backyard retreat for summer fun and relaxation. No HOA fees! Conveniently located near shopping, restaurants, and major routes providing easy access to Columbus and surrounding communities. This home offers space, versatility, entertaining options, and a convenient location. Step inside and see why this could be the next place you'll call home!

1041 Scioto St, Urbana
218 Sara St, Urbana
$179,900
3 Beds ⋅ 1 Baths ⋅ 1048326 MLS
Auction October 8, 2026 at 6pm but seller will consider an offer before that date. This 2 story move in ready home with over 1300 SqFt. of living space, has 3 bedrooms upstairs, a full bath downstairs, w/ tub and shower, closet and linen closet, living room, dining room and a full kitchen. Built in shelves accent the living room and dining room with ceiling fans and carpet in most rooms. Lots of windows are placed throughout for natural light and storm doors w/ screens. There is an attached two and a half car garage with a concrete driveway, not common in this area. Above the garage are tall ceilings for that loft or storage space or maybe a man cave. Out through the spacious laundry room, leads to a large fenced in back yard with a covered patio for those summer parties and cookouts. This home is serviced by natural gas, city water and sewer. Nestled in a neighborhood on the northwest side of Urbana, this home is close to the Downton area and all it has to offer. All the amenities that you would desire are all here in Urbana, groceries, restaurants, service facilities, a park, medical facilities and much more. Take a look and imagine your personal touches, to make this the home for you. A wonderful place for that family just starting out, or the family with kids looking for a forever home. Don't let this opportunity slip away, take a look and see if its for you, it could be the one.

218 Sara St, Urbana
1109 State Route 54, Urbana
$259,900
2 Beds ⋅ 1 Baths ⋅ 1048306 MLS
Welcome to 1109 State Route 54 in Urbana, a charming 2-bedroom, 1-bath ranch situated on 1.019 acres and offering a comfortable mix of country surroundings, thoughtful updates, and flexible living space. With room to spread out both inside and outside, this property has plenty to offer while still keeping Urbana's everyday conveniences within easy reach. The main level features 1,344 square feet of living space with two spacious bedrooms, a full bath, dining area, and an inviting kitchen full of character. The kitchen features beautiful cabinetry, open shelving, subway-tile backsplash, stainless appliances, generous counter space, and a bright breakfast nook surrounded by windows with beautiful views of the surrounding countryside. Just beyond the kitchen, the large living room is filled with natural light and showcases beautifully refinished hardwood floors, creating a warm and welcoming space for relaxing or entertaining. An enclosed porch/sunroom offers another great place to enjoy your morning coffee, unwind at the end of the day, or simply take in the changing seasons. Downstairs, the full basement adds even more versatility with a large partially finished recreation room plus two additional rooms that could be used as a home office, workout room, hobby space, guest area, or potential additional sleeping space depending on your needs. Outside, the 1.019-acre lot provides plenty of room to enjoy the outdoors, while an attached 2-car garage, carport, and storage shed provide excellent parking and storage options. The current owner has also completed numerous improvements including updates to the furnace and A/C, tankless water heater, water softener, plumbing, flooring, appliances, house and garage insulation by USA Insulation, new sunroom windows & roof restoration by RoofMax. Come see everything 1109 State Route 54 has to offer and imagine how easily this could feel like home.

1109 State Route 54, Urbana
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