N OF US 36 AND W OF US 68 Homes under $200,000

N OF US 36 AND W OF US 68 Homes under $200,000

Welcome to Urbana, Ohio, where charm meets affordability in a picturesque setting! Nestled in Champaign County, just north of US 36 and west of US 68, this delightful city offers a perfect blend of small-town warmth and modern conveniences. Urbana is not only rich in history but also boasts a vibrant community spirit, making it an ideal place to call home.

For those seeking budget-friendly housing options, Urbana has a treasure trove of homes available for under $200,000. This affordability opens doors for first-time buyers, growing families, and anyone looking to invest in a charming community without breaking the bank. From cozy bungalows to spacious family homes, the real estate market in Urbana provides a variety of choices that cater to diverse tastes and lifestyles.

Imagine settling down in a welcoming neighborhood where tree-lined streets and friendly faces are the norm. Urbana's homes under $200,000 often feature classic architectural styles, inviting yards, and easy access to local amenities, including parks, shops, and schools. The community is known for its strong sense of belonging, making it easy to forge lasting friendships with neighbors.

With a rich agricultural backdrop and a commitment to preserving its heritage, Urbana is a place where you can truly enjoy the best of both worlds. Whether you’re looking to raise a family, retire, or simply find a peaceful place to call home, Urbana, Ohio, offers an array of affordable homes that promise comfort and community. Discover your dream home in Urbana today and experience the charm of this wonderful city!

Newest N OF US 36 AND W OF US 68 Homes under $200,000

610 Hagenbuch St, Urbana

610 Hagenbuch St, Urbana

3 Beds ⋅ 1 Baths ⋅ 1048751 MLS

Charming 3 bedroom 1 bath home has a lot to offer including large rear yard, relaxing front porch and spacious kitchen. All appliances to stay!

610 Hagenbuch St, Urbana

218 Sara St, Urbana

218 Sara St, Urbana

3 Beds ⋅ 1 Baths ⋅ 1048326 MLS

Auction October 8, 2026 at 6pm but seller will consider an offer before that date. This 2 story move in ready home with over 1300 SqFt. of living space, has 3 bedrooms upstairs, a full bath downstairs, w/ tub and shower, closet and linen closet, living room, dining room and a full kitchen. Built in shelves accent the living room and dining room with ceiling fans and carpet in most rooms. Lots of windows are placed throughout for natural light and storm doors w/ screens. There is an attached two and a half car garage with a concrete driveway, not common in this area. Above the garage are tall ceilings for that loft or storage space or maybe a man cave. Out through the spacious laundry room, leads to a large fenced in back yard with a covered patio for those summer parties and cookouts. This home is serviced by natural gas, city water and sewer. Nestled in a neighborhood on the northwest side of Urbana, this home is close to the Downton area and all it has to offer. All the amenities that you would desire are all here in Urbana, groceries, restaurants, service facilities, a park, medical facilities and much more. Take a look and imagine your personal touches, to make this the home for you. A wonderful place for that family just starting out, or the family with kids looking for a forever home. Don't let this opportunity slip away, take a look and see if its for you, it could be the one.

218 Sara St, Urbana

426 W Light St, Urbana

426 W Light St, Urbana

3 Beds ⋅ 1 Baths ⋅ 1047762 MLS

Welcome home to this beautifully updated 3-bedroom, 1-bathroom property! Numerous recent improvements make this home move-in ready, including an updated kitchen and bathroom, fresh paint, new flooring, updated electric panel, and newer windows. The kitchen comes fully equipped, and all kitchen appliances, along with the washer and dryer, stay with the home. Outside, enjoy a fenced backyard featuring a shed and patio--perfect for relaxing or entertaining. A front deck provides another great outdoor space, while the detached 2-car garage offers plenty of room for parking, storage, or hobbies. With its many updates and desirable outdoor amenities, this home is ready for its next owner!

426 W Light St, Urbana

418 Railroad St, Urbana

418 Railroad St, Urbana

2 Beds ⋅ 1 Baths ⋅ 1047212 MLS

This charming home has been transformed and is ready for a new owner. Updates include roof, siding, electrical, plumbing, flooring, lighting, windows, interior and exterior doors and drywall. All you need to do is move in and enjoy! The washer, dryer and kitchen appliances are included with the house.

418 Railroad St, Urbana

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Tamara Comer

Tamara believes every client deserves personalized attention, honest communication, and expert representation from the initial consultation through closing day and beyond. She understands that every real estate transaction is unique and tailors her approach to align with each client's goals, timeline, and financial objectives. With a background as a corporate buyer and years of experience as a Realtor®, Broker, and team leader, Tamara brings a unique combination of business expertise, market knowledge, and strategic negotiation skills to every transaction. Her strong analytical mindset, attention to detail, and ability to anticipate challenges allow her to protect her clients' interests while maximizing opportunities. She really enjoys helping others reach their goals. Outside of real estate Tamara enjoys spending time with family, reading, cycling, hiking, traveling and trying new recipes.

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Lori Houseman

A love for house renovation is what first introduced Lori to Real Estate as a profession. Her ability to see a space in a different way and her passion for reimagining an area brings value and assists clients in making home choices . Her business and marketing background as well as involvement in the community help Lori provide extensive knowledge and service to her clients.

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Michelle Cochran

Michelle brings an enthusiastic, can-do attitude to every real estate transaction, creating a smooth and successful experience for buyers and sellers alike. With more than 20 years of customer service experience, she is committed to understanding each client’s unique needs and providing personalized guidance every step of the way. Her dedication, integrity, and client-first approach make her a trusted choice for all your real estate needs. Michelle enjoys spending her free time staying active outdoors and on the pickleball courts.

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Susan Foreman

With 17 years of experience in real estate, Susie is passionate about helping clients navigate the market with confidence. Whether buying, selling, or investing, she provides expert guidance, market insight, and a commitment to making each transaction seamless. Beyond real estate, she cherishes time with her family and grandkids, she enjoys traveling to new destinations, and loves giving back to the community. Building relationships is at the heart of what she does, and she strives to make every real estate journey a rewarding experience.

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Jaini Miller

Jaini is a bilingual Realtor (English and Spanish) dedicated to helping clients achieve their real estate goals with confidence and ease. With over 20 years of management experience, she brings strong problem-solving skills, attention to detail, and a commitment to providing exceptional service. Whether buying or selling, her goal is to make every client feel supported and valued throughout their journey.

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Sophia Jamison

Sophia is dedicated to making every real estate experience as seamless as possible. She takes the time to understand each client's goals and works closely with them to turn those goals into reality. Outside of real estate, Sophia enjoys spending time with family and friends, maintaining an active lifestyle through running, working out, being outdoors, and traveling whenever she has the opportunity.

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Maegan Benne

For over 5 years, Maegan has worked for buyers and sellers to navigate real estate with a calm head and a warm heart. She serves her clients with dedication and commitment — showing up for the hard conversations, negotiating fiercely, and making sure everyone feels heard and enjoys the journey. Beyond working with her clients, she serves on boards and committees spanning real estate, education, and the arts — connections that give her a well-rounded, on-the-ground understanding of our local market. Her philosophy is simple: love where you live! Everything she does is in service of that, and of a successful outcome for her clients.

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Amy Fralick

A lifelong resident of Springfield, Amy brings deep local knowledge and genuine community pride to every client she serves. With 25+ years supporting the DoD atWright-Patterson AFB, she’s built a reputation for integrity, service, and attention todetail. Real estate allows her to put those values to work by helping others navigateimportant decisions with confidence. She believes strong relationships are thefoundation of great real estate and is committed to supporting her clients long afterclosing. She strives to make every buying or selling experience smooth, informed, andtruly personalized.

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