Tipp City Homes under $400,000

Tipp City Homes under $400,000

Welcome to Tipp City, Ohio—a charming gem nestled in the heart of Miami County. Known for its picturesque landscapes and friendly community, Tipp City offers a delightful blend of small-town charm and modern convenience. With its rich history dating back to the early 19th century, this vibrant town is famous for its beautifully preserved downtown area, complete with unique shops, cozy cafes, and a calendar full of community events that bring residents together.

For those seeking a new home in this idyllic setting, Tipp City has an impressive selection of properties priced under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, you’ll find a variety of options that cater to your lifestyle. From charming bungalows with character to spacious family homes with contemporary amenities, there’s something for everyone. Many of these homes feature lovely yards, perfect for outdoor gatherings or enjoying a peaceful evening under the stars.

Tipp City is also conveniently located near major highways, providing easy access to nearby cities like Dayton and Piqua, making it an ideal location for commuters. The area boasts top-rated schools, beautiful parks, and recreational facilities, ensuring that families have everything they need right at their fingertips.

Discover the warmth and community spirit of Tipp City, where affordable homes and a welcoming atmosphere await you. Explore your options today and find the perfect place to call home in this enchanting Ohio town!

Newest Tipp City Homes under $400,000

920 E Shoop Rd, Tipp City
$399,900
3 Beds ⋅ 3 Baths ⋅ 1048827 MLS
This spacious home offers 3 bedrooms on the main level, plus 2 additional finished rooms with closets and a large 22' x 13' recreation room in the basement, providing flexible space for guests, hobbies, an office, recreation, or storage. The kitchen opens directly to the family room, creating a comfortable flow for everyday living and entertaining, while hardwood floors run throughout most of the main level. The original laundry hookup remains in the basement, while the current laundry is conveniently located in a main-level bedroom. Outside is where this property truly shines! The fully fenced backyard provides a private space for relaxing, entertaining, pets, gardening, and outdoor activities. Beyond the backyard, the expansive acreage offers room to pursue the hobbies and lifestyle you've been dreaming about. Adding even more versatility is the impressive outbuilding space, featuring three detached buildings: a 2-car garage, a workshop, and a versatile multi-use building large enough to house a camper/RV. Recent updates provide additional peace of mind, including a new roof in 2021, newer replacement windows, and a propane-powered Kohler generator. The seller is offering a 1 year Advantage home warranty for buyer's peace of mind. This isn't simply a home with acreage--it's a property with space to dream, room to spread out, and the flexibility to make it your own.

920 E Shoop Rd, Tipp City
1231 Wind Rock Dr, Troy
$364,990
4 Beds ⋅ 3 Baths ⋅ 1048778 MLS
WELCOME TO ARBOR HOMES! Step into a beautifully designed quick move-in home that blends modern style with everyday comfort. Featuring 9-foot first-floor ceilings and a bright open-concept layout, this home offers a spacious feel perfect for both relaxing and entertaining. The enlarged loft provides flexible living space--ideal for a home office, media room, or play area--while the oversized pantry adds extra convenience to your daily routine. The kitchen is a true highlight, complete with 42-inch cabinets, sleek granite countertops, a large island, and stainless steel appliances, all complemented by energy-efficient LED lighting throughout the home. Unwind in the thoughtfully designed primary suite, featuring a double bowl vanity and an expansive 60-inch shower for a spa-like experience. With stylish finishes and functional upgrades throughout, this home is move-in ready and designed to fit your lifestyle from day one

1231 Wind Rock Dr, Troy
885 Michaels Rd, Tipp City
$384,900
4 Beds ⋅ 2 Baths ⋅ 1048769 MLS
Country Setting! Hard to find 4 bedroom spacious brick ranch with large room addition. Located in Michael Manor subdivision, Monroe Township - no city taxes. Much larger than it appears. Nestled on 3/4 acre lot. This home boasts 2,528 square feet of living space. Private courtyard/patio in front of home. This property has three separate living areas for everyone to enjoy - with separate living room, family room & rec room. Formal living room features woodburning fireplace & built-in bookshelves. Eat-in kitchen is open to family room. A breakfast bar divides the kitchen from the family room area making it an easy flow for family & friend gatherings/entertaining. French doors off the family room lead to the back patio. Skylights highlight the dining room/study/game area off kitchen. The huge room addition has flex room (currently set up as dining) plus a fantastic rec room with 2nd woodburning fireplace. Bonus 13x8 room off rec room for extra storage. Loads of storage space throughout the home. All brick for easy exterior maintenance. Furnace 2020. Central air 2024. Roof 2011. Vinyl replacement windows throughout most of home. Quiet setting. Wooded lot. 1-Year Cinch Warranty to buyer for peace of mind. Easy access to I-75, I-70, airport & WPAFB. Convenient to historical downtown Tipp City's library, parks, shopping, restaurants, bike paths, Tipp Aquatic Center, & Schroeder Tennis Center.

885 Michaels Rd, Tipp City
1390 Michaels Rd, Tipp City
$365,000
2 Beds ⋅ 2 Baths ⋅ 1048647 MLS
This beautiful 2 bedroom, 1-1/2 bath home has recently been completely renovated with special attention to elegant detail. This home features a magnificent kitchen with new custom-made cabinets, all new appliances in 2025 and has been tastefully detailed with a new backsplash and ceramic tile flooring in 2026. A huge mudroom/utility room was recently added which includes a new washing machine, new clothes dryer and custom clothing cupboard unit all in 2025. Both bathrooms were renovated in 2025, and new ceramic tile floors were installed in 2026. The original hardwood floors were refinished, and custom-made built-ins were also added in 2025. You will enjoy the extra-large great room with several windows overlooking the one-acre lot, backyard with firepit that is ready for the upcoming Fall season. The partially finished basement has a finished 400 sq. ft. living space area that is perfect for a rec room, office or additional living room. An all-new HVAC system, hot water heater, partial plumbing and electrical along with both sump pumps were also installed in 2025. This one-of-a-kind home is in immaculate condition and is ready for you to move in and make it your own. Call today and schedule your personal tour while it's still available!

1390 Michaels Rd, Tipp City
6800 Curtwood Dr, Tipp City
$399,900
4 Beds ⋅ 3 Baths ⋅ 1048606 MLS
Classic brick and siding accents define this traditional multi-level home located at 6800 Curtwood Drive. The exterior features mature trees, a sloping lawn, and a covered entry with steps leading to the front door. An integrated double garage with concrete floors and overhead automatic doors provides parking alongside the driveway. Inside the entry, rich wood entry doors open to durable plank flooring. The main living spaces connect via steps bordered by a wooden staircase and a classic wrought-iron railing. Throughout the home, find rich wood flooring, wood-look floors, and plush carpeting. The kitchen features granite countertops, white shaker cabinetry, an island, and appliances including a dishwasher, garbage disposal, range, microwave and refrigerator. A brick fireplace serves as a central anchor in the living spaces, which are accented by a picture window with wood frames. This residence features four bedrooms and two full bathrooms plus one half bathroom. Select bedrooms are equipped with ceiling fans and sliding glass doors, while one bedroom includes a walk-in closet with built-in shelving. The bathrooms are detailed with tiled flooring, wainscoting-style tile walls, stone countertops, and a modern stainless steel vanity basin. Additional storage is available in the spacious attic storage area with exposed wooden trusses, as well as in the garage workshop area with integrated wood cabinets. The exterior features a variety of spaces for outdoor activities, including a concrete patio, a porch, and an elevated wood deck overlooking a lawn. The 0.72-acre yard is enclosed by wooden fencing and includes mature perimeter trees and storage. A gravel pathway meanders along the brick exterior and gated wooden fencing. Schedule a time to tour this Tipp City property and experience all of its physical features in person.

6800 Curtwood Dr, Tipp City
845 Burnside Dr, Tipp City
$349,000
3 Beds ⋅ 3 Baths ⋅ 1048492 MLS
Welcome to 845 Burnside Dr. in Tipp City--a beautifully maintained 3-bedroom, 2.5-bath home offering comfort, character, and a home you'll feel confident about buying. So many of the big-ticket items have already been taken care of, giving the next owner added peace of mind from day one. Inside, you'll find a functional layout with plenty of comfortable living space, including a distinctive sunken living room that adds character and creates a warm, inviting place to relax or entertain. Step outside and enjoy the beautiful courtyard, a charming space perfect for morning coffee, outdoor dining, or simply unwinding. The spacious lot also offers a nice-sized backyard with plenty of room to enjoy. This home has been thoughtfully cared for with numerous improvements, including a new hot water heater (2025), HVAC blower (2025), thermostat (2026), roof repair (2024), and roof replacement (2014). Additional updates include family room and hall carpet (2024), dishwasher (2022), kitchen window glass replacement (2024), three new toilets (2023), guest bath medicine cabinet and light fixture (2023), primary bath light fixture and faucet (2025), and half bath faucet (2026), a new electric panel will be installed before closing. With updated siding, exterior paint, driveway improvements, and so many major updates already completed, this is a home where you can move in and enjoy without immediately worrying about a long list of projects. Come see everything 845 Burnside Dr. has to offer and imagine making it your next home!

845 Burnside Dr, Tipp City
394 Miles Ave, Tipp City
$249,900
3 Beds ⋅ 1 Baths ⋅ 1048297 MLS
This home has curb appeal yet welcomes you when you walk in the door. A front porch that invites you to sit down and rest a spell. A kitchen with workspace that is bright and cheerful. However the WOW factor is the living room and the rest of the house. The 3rd bedroom leads from kitchen also an is set up as a lovely dining room. The full basement has a room that could be a craft room or another bedroom. Washer and dryer stay in laundry area. The back yard has rain bird irrigation system. Oh the lovely plants.and flowers.

394 Miles Ave, Tipp City
5295 David Dr, Tipp City
$384,900
4 Beds ⋅ 3 Baths ⋅ 1047354 MLS
Welcome home to this spacious 4 bedroom, 3 bath residence situated on a beautiful 0.84 acre lot in desirable Tipp City! Offering over 2,100 square feet of living space, this property blends comfort, functionality, and major updates for peace of mind. Recent improvements include a new roof (2025), a new water heater (2025), updated windows, and owned water softener, and a whole house generator approximately five years old. The kitchen features a gas cooktop, while the wood burning fireplace has been enhanced with an insert and chimney liner, creating a warm and inviting gathering space. Outdoor enthusiasts and RV owners will appreciate the dedicated RV parking area complete with 30-amp electrical service. Relax under the pergola overlooking the spacious backyard, offering plenty of room for entertaining, gardening, or simply enjoying the peaceful country setting. Additional value added features include window blinds, washer and dryer that convey with the home, and the seller is also leaving the basement television and outdoor wicker furniture. The seller plans to add additional stone to the RV parking area and the septic system is scheduled to be cleaned prior to closing. Conveniently located just minutes from Tipp City amenities while offering the privacy and space you've been searching for. This well maintained property is ready for its next owner to call it home.

5295 David Dr, Tipp City
403 Sydney Dr, Tipp City
$364,900
4 Beds ⋅ 3 Baths ⋅ 1047119 MLS
Come see this beautifully updated 4-bedroom, 2.5-bath home in the desirable Cedar Grove community. Designed with modern living in mind, this spacious home features an open-concept layout with fresh paint and brand-new luxury vinyl plank flooring throughout the main level. The well-appointed kitchen offers granite countertops, a stunning tile backsplash, and a bright breakfast area that flows seamlessly into the inviting great room--perfect for everyday living and entertaining. Just off the garage, the convenient mudroom provides the ideal drop zone to help keep your home organized. Upstairs, you'll find brand-new carpet throughout, four generously sized bedrooms, and a dedicated laundry room for added convenience. The finished basement offers flexible living space that can easily serve as a home theater, game room, fitness area, or a home office. Step outside to the covered back porch, where you can enjoy your morning coffee or unwind in the evening, rain or shine. Take advantage of lower real estate taxes in Miami County and tour this one today!

403 Sydney Dr, Tipp City
310 W Walnut St, Tipp City
$177,500
2 Beds ⋅ 1 Baths ⋅ 1046804 MLS
Darling 2 bed (Extra bonus room could be 3rd bedroom or family room) 1 bath home in the heart of Tipp City. Basement is roughly plumbed for another bath. This house is situated just blocks from Broadway Elementary and several adjacent parks. This home provides easy (walkable) access to the luxuries of Tipp City amenities while maintaining a quiet neighborhood feel. House is uniquely one of 14 moved and documented by the Miami Conservancy. Boasting of yesteryear charm and a sweet historical dot of Tipp City this house provides character and detail, 9ft ceilings, and solid bones. Low maintenance living with a quaint yard.

310 W Walnut St, Tipp City
6454 Us Route 40 Unit Lot 25, Tipp City
$29,950
2 Beds ⋅ 1 Baths ⋅ 1042632 MLS
Charming and beautifully updated mobile home located in a peaceful 55+ community (Crestview Estates). With a new Water Heater, Furnace and plumbing and just minutes from shopping, dining, and major highways, this one won't last long. This move-in ready home offers modern finishes, a bright open floor plan, and serene views with plenty of outdoor space to enjoy nature. Don't forget to enjoy the sunshine in the added bonus room for pure relaxation! A perfect blend of comfort, convenience, and country charm! Agent Owned

6454 Us Route 40 Unit Lot 25, Tipp City
5700 S Co Rd, Tipp City
$315,900
4 Beds ⋅ 3 Baths ⋅ 1039227 MLS
REDUCED!!!! NEW PRICE!!!!! Here is a 4 bdrm 2 1/2 bath with 2,120 Sq. Ft. per court house records. Has over a 1/2 acre lot. Home has had numerous updates. Newer roof and spouting, furnace and central air. Windows plus back door that leads to deck.Dishwasher, garbage disposal. Family room has fireplace with wood stove. 200 amp circuit breakers. Master bath has whirlpool type tub. Deck is 16 x 16. Also has 2 storage sheds. One is10x10. The other is 09x12. You get to basement off lower level bedroom. Basement is 26 ft x 25 ft.

5700 S Co Rd, Tipp City
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