Troy Homes under $350,000

Troy Homes under $350,000

Welcome to Troy, Ohio, a charming city nestled in Miami County, where small-town charm meets modern convenience. Known for its rich history and vibrant community, Troy offers an inviting atmosphere for families, retirees, and everyone in between. With a variety of amenities, parks, and recreational activities at your fingertips, it’s no wonder that Troy is becoming a sought-after destination for homebuyers.

One of the most enticing aspects of living in Troy is the availability of beautiful homes priced under $350,000. This affordability allows you to find the perfect place to call home without breaking the bank. Whether you’re searching for a cozy starter home, a spacious family residence, or a low-maintenance property, Troy has a diverse selection of options to suit your needs. Many of these homes boast modern updates, charming architectural details, and ample outdoor space, making them ideal for both relaxation and entertaining.

In addition to its appealing real estate options, Troy is home to excellent schools, a thriving downtown area filled with unique shops and dining experiences, and numerous parks that provide endless opportunities for outdoor fun. The community hosts various events throughout the year, fostering a strong sense of camaraderie among residents.

If you’re looking for a community that combines affordability with a welcoming spirit, Troy, Ohio, is the perfect place to settle down. Explore the homes under $350,000 and discover the charm and warmth of this delightful city today!

Newest Troy Homes under $350,000

321 Mumford Dr, Troy
$221,900
2 Beds ⋅ 2 Baths ⋅ 1049013 MLS
This inviting ranch offers comfortable single-level living with a bright living room, large picture window, and an adjoining kitchen and dining area. The kitchen features warm wood cabinetry, generous counter space, and updated countertops, sink, faucet, and a reverse osmosis system. The refrigerator, dishwasher, and stove/cooktop were updated in 2026. Additional improvements include new tile and a new vanity in the primary bathroom, a new washer and dryer, and a water heater installed in 2017. The roof and garage door opener were updated in 2023, and all rooms were freshly painted that same year. An attached garage adds everyday convenience, while the spacious backyard and expansive covered patio provide plenty of room for outdoor dining, entertaining, or simply relaxing. Come see all this home has to offer!

321 Mumford Dr, Troy
18 N Cedar St, Troy
$179,900
3 Beds ⋅ 1 Baths ⋅ 1049001 MLS
Classic lap vinyl siding and inviting front porch creates a warm greeting to this residential single-family home. Step onto the front porch and experience a sense of comfort before stepping inside this spacious one-story layout featuring 3 bedrooms and 1 full bathroom. The living area is anchored by a brick fireplace while French doors, built-in shelving, panel ceilings, and rich wood-look flooring enhance the atmosphere. The kitchen workspace is equipped with counters, updated cabinetry, a range, a dishwasher, and a refrigerator. The home has 3 bedrooms featuring classic trim detailing, high baseboards, and built-in shelving. Convenience is integrated into the layout with laundry hookups situated just off the main bathroom, renovated with a sink vanity and a classic bathtub and shower combination. For storage and future possibilities, the property features an unfinished attic with vaulted ceilings, exposed wooden roof rafters, and subflooring. Outdoor living is simple and relaxing with a wooden deck extending into the expansive grassy yard. A fully enclosed chain-link fenced lawn, great for pets, also includes a storage shed and a gravel driveway. Located on a 0.21-acre lot, this home provides a tranquil setting for enjoying quiet afternoons in the yard. New paint and carpet. Central air and furnace, vinyl siding, large lot help this be a wonderful home.

18 N Cedar St, Troy
107 S Crawford St, Troy
$265,000
5 Beds ⋅ 3 Baths ⋅ 1048724 MLS
Great Investment Opportunity - Fully Occupied Multi-Family Property! Investors, take a look at this 5-bedroom, 3-bath, 3,240-square-foot multi-family property offering an excellent opportunity to add a fully occupied income-producing property to your portfolio! The property features three separate units, including two 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit. With all three units currently occupied by tenants, this property provides immediate rental income and an opportunity for an investor to build long-term cash flow. With a desirable mix of unit sizes, solid overall square footage, and three occupied units, this property offers the potential for continued rental income and future investment growth. Whether you're an experienced investor looking to expand your portfolio or a first-time investor searching for an income-producing property, this multi-family opportunity is worth a look. Property Highlights: 3,240 total square feet 5 bedrooms / 3 bathrooms 3 separate rental units Two 2-bedroom, 1-bath units One 1-bedroom, 1-bath unit All three units currently tenant occupied Income-producing investment property Great opportunity for investors Don't miss the opportunity to own a fully occupied multi-family property with three income-producing units!

107 S Crawford St, Troy
1108 E Main St, Troy
$262,900
3 Beds ⋅ 2 Baths ⋅ 1048292 MLS
THIS DUTCH COLONIAL IS CLOSE TO DOWNTOWN, RIVER ACCESS AND THE BIKE TRAIL.THE HOME OFFERS A FORMAL DINING ROOM, EAT- IN KITCHEN WITH ABUNDANT CABINET SPACE & BREAKFAST BAR, 2 FULL BATHS, FULL FINISHED BASEMENT WITH FAMILY ROOM, A UTILITY ROOM WITH FOLDING COUNTER & LAUNDRY TUB. THE YARD IS PERFECT FOR ENTERTAINING WITH THE 27X15 SCREENED PARTY ROOM (NEEDS NEW SCREENING) 32X20 PATIO & BACKYARD FIREPIT ALL ENCLOSED IN A PRIVACY FENCED BACKYARD. THE GARAGE WAS AN OVERSIZED 2 CAR, RECONFIGURED FOR A WORKBENCH & STORAGE. IT CAN EASILY BE MODIFIED BACK FOR ORIGINAL PURPOSE. A HUGE UTILITY SHED IS ALSO IN BACK. THE COVERED FRONT PORCH IS IDEAL FOR SEASONAL DECORATING, RELAXING, OR JUST WATCHING THE WORLD GO BY. THERE'S PLENTY OF VERSATILITY AND CHARM HERE IN THE HEART OF TROY.

1108 E Main St, Troy
334 Ellis St, Troy
$169,900
3 Beds ⋅ 2 Baths ⋅ 1047641 MLS
Enjoy the season porch sitting both to the East and West. In this 3 bedroom, 1.5 bath, 2 story. With fresh interior paint and a few updates, this home is awaiting your creativity and personal style. Enjoy the fenced backyard by adding a garden, or try your hand at landscape design. Newer roof, flooring and bath updates done in 2019, garage opener 2021, main plumbing/line replaced 2026 as well as a new AC unit this summer. Appliances stay, monthly utilities provided with listing information. Great starter home!

334 Ellis St, Troy
216 S Short St, Troy
$262,900
4 Beds ⋅ 3 Baths ⋅ 1043331 MLS
AIR BNB POTENTIAL! 1 BEDROOM UNIT WITH PRIVATE KITCHEN AND BATH AND ENTRANCE. MAIN HOUSE HAS 3 BEDROOMS AND 2 BATHS. Welcome to 216 S Short Street in the heart of Troy--a completely remodeled and exceptionally well-designed property offering nearly 2,700 square feet of flexible living space, ideal for multi-generational living or income-producing potential. Previously configured as a duplex, the layout has been thoughtfully arranged to help illustrate the separation of living spaces, offering the option to function as a single-family home or explore a return to a two-unit setup. This home stands out with two true en suites, allowing multiple households to live together while maintaining privacy and independence. The main-level en suite offers approximately 735 square feet and can easily function as a private Airbnb or in-law suite with the addition of a wall or divider. It includes a bedroom, private bath, family room, large eat-in kitchen, and access to the fully fenced backyard. Upstairs, the second en suite serves as a private retreat with a bedroom, attached office or nursery, full bath, and ample storage. The upper level also includes three additional bedrooms and another full bathroom. The home features multiple living and dining areas, 2 remodeled kitchens with granite countertops, stainless sink, dishwasher, and 2 main-level laundry spaces. Enjoy the covered front porch and private backyard space. Extensive updates include new flooring, fresh paint, upgraded windows, vinyl siding, new doors, plumbing and electrical improvements, furnace, central air, and a newer metal roof.

216 S Short St, Troy
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